Category Archives: Lifestyle

Who is your Favorite Small Business Owner?

It’s National Small Business Week! Head on over to this post on Facebook and let Wells Fargo know who your favorite small business owners are.

Disclosure: I currently hold a full-time employee position at Wells Fargo however the opinions expressed on this blog are my own and don’t necessary reflect those of my employer.

Do You Want Your Kids to Know How to Spend Money Wisely?

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Do you want to set your kids up for future financial success? Then start now.

That’s the first rule of introducing your kids to financial education – the sooner you start, the better. Money management is probably the last thing on the minds of most kids – I know this is the case with my “princesas” – but there are steps we can all take as parents to help ensure our children know how to think about money, including the importance of saving it.

So what are the lessons we can give today’s children to prepare them for financial success in the future?

Today’s kids are much more likely to spend than save. Even parents like myself who try to teach my girls about the importance of saving often find our lessons overshadowed by stronger messages that scream to us on a daily basis. Unfortunately, by the time most kids leave home, they know all about spending but very little about saving.

Oh Linden,

Oh Lord, won’t you buy me a Mercedes Benz?
My friends all drive Porsches, I must make amends.

Consider some of these statistics

  • Most students devote about one half or more of their earnings to discretionary spending on relatively short-term wants and needs. (Source: University of Michigan Institute for Social Research, 2014)
  • Teenagers spend about $100 billion a year, and children under 12 spend $11 billion a year, of their own money. They influence 75%, or approximately $165 billion, of their parents’ money. (Source: Answers.com, 2014)

Sometimes our actions speak louder than words.

Kids are often a reflection of their parents. We live in a world that loves accumulating things. If we are honest with ourselves we all have wasted countless hours comparing and keeping up with the Joneses. As parents, we know in our heart that more is not necessarily better because we have all, at one time or another, looked into the eyes of our child and felted abundantly happy. So If we know happiness can’t be purchased how come some many of us live like we can? And more importantly what message does this send our kids?

Just one of the many reasons I am proud to work at Wells Fargo

One of the many financial education programs that Wells Fargo provides is a site called Hands On Banking. It contains content that is targeted specifically to kids, teens and young adults so as your kids grow they have the right resources to meet their educational needs. As a parent that is continually looking for resources to raise my bilingual kids I’m thrilled to work at a company that knows the importance of offering resources like this not only in English but in Spanish as well.

And the best part, It also includes plenty of resources for adults which helps us parents practice what we preach.

Disclosure: I currently hold a full-time employee position at Wells Fargo however the opinions expressed on this blog are my own and don’t necessary reflect those of my employer.

The Three Best Places to Get Ice Cream in San Francisco

Ice Cream

I scream, you scream, everybody wants ice cream.

I love when we are blessed with warm weather in San Francisco; it provide the perfect excuse for us to eat my favorite food. What is my favorite food? Ice cream, of course.

When you live in this city, you can forget places like Baskin-Robbins; San Franciscans prefer local organic ice creams that are made in small batches with adventurous flavors. Below are our three favorite local ice cream hangouts – we highly suggest you try them out if you haven’t already.

Humphry Slocombe

Humphrey Slocombe has gained national attention from their unique flavors, like olive oil and secret breakfast. They have been featured in Food and Wine magazine and Bon Appetit. A local favorite is the Harvey Milk and Honey Graham Cracker, which is made with blackberry honey, homemade graham crackers, and carrot mango sorbet. The staff is always happen to make recommendations if you aren’t sure whether you should try Strawberry Candied Jalapeno or Balsamic Caramel first. You can contact them on Twitter @humphryslocombe, by phone at (415) 550-6971, or just stop by and give them a try: 2790 Harrison St. (at 24th Street).

Mr. and Mrs. Miscellaneous

Mr. and Mrs. Miscellaneous is the newest shop on the ice cream scene. Although still newbies, they already have eight small-batch flavors produced daily. Everything is made in-house, from the flavoring extracts to the cones with a hint of vanilla inside. Their out-of-the-ordinary ice cream includes the Ballpark, which is made from Anchor Steam beer, pretzels, and peanuts. Stop by 699 22nd St. (at Third Street). It’ll be well worth it!

Bi-Rite Creamery

Bi-Rite Creamery, across from the Mission’s Dolores Park, features popular flavor salted caramel, roasted banana and brown sugar with ginger caramel swirl, and the classic cookies and cream. They also have soft serve available in flavors that alternate daily. Some unique daily soft serve flavors include balsamic strawberry and spicy Mexican chocolate.  Their address is 3692 18th Street.

What is is your favorite ice cream shop and why?